Skip to content

Buy Now, Pay Later

If you have customers that are resident in Egypt you can offer the ability to pay for purchases using short-term financing thanks to the partnership between Amazon Payment Services and valU.

You can now offer your customers the ability to pay for purchases using short-term financing thanks to the partnership between Amazon Payment Services and valU and Tabby.

valU, in partnership with Amazon Payment Services, offers Egyptian residents the ability to pay for a purchase through a specific installment plan. Merchants receive the full payment upfront.

Tabby in partnership with Amazon allows customers to pay for a product using installments.

valU-How does it work in practice?

The Buy Now, Pay Later service is offered via valU and is integrated into your checkout experience. Customers can more easily pay for big-ticket goods and services using the Buy Now, Pay Later service, while you receive the full amount as soon as the transaction is processed.

In practice, the Buy Now, Pay Later service works as follows:

  1. Your customer shops and checks out as usual.

  2. If your customer is registered with valU they can provide their phone number on the checkout page to connect to their valU account.

  3. Your site sends a request to Amazon Payment Services to verify whether the customer is registered as a valU customer -- using the customer's phone number. The valU server validates whether a customer is registered.

  4. The valU server generates a one-time PIN (OTP) code and sends it to the customer via SMS.

  5. Once the customer completes the OTP on the checkout page, the OTP is returned to valU and verified.

  6. valU confirms the OTP of your customer and you proceed to complete the transaction.

Tabby-How does it work in practice?

The Buy Now, Pay Later service is offered via Tabby and is integrated into your checkout experience. Customers can more easily pay for big-ticket goods and services using the Buy Now, Pay Later service, while you receive the full amount as soon as the transaction is processed.

For a new customer : 1. The customer selects the product and proceeds to checkout.

  1. On the Payment selection screen, the customer selects Tabby.

  2. The customer places the order and is redirected to "Tabby" where they enter the mobile number to validate whether they are'new or existing' customers.

  3. The customer verifies the mobile number by entering the OTP.

  4. As the customer is new in this scenario - They need to upload their Emirates ID.The data is populated and the customer confirms

  5. At this point the customer needs to Select the payment method. They can add a new Credit Card or use Apple pay. In this scenario we go through the apply pay flow.

  6. The customer confirms the payment method. The payment is processed and the customer is redirected to Thank you Page.

The returning customer experience for Tabby is as follows:

  1. The customer selects the product and clicks "Proceed to Buy".

  2. The customer selects "Tabby" on the Payment Selection Screen.

  3. The customer enter's the Mobile number.

  4. The customer validates the Mobile Number and tabby account.

  5. The customer selects the previous used payment method in this scenario we assume its a Credit card (If 3ds is enabled the customer will be redirected to verificaiton page)

  6. The order is placed and the customer is redirected back to Merchant Thank you page. (edited)

Customers that pay with Buy Now, Pay Later experience an integrated, one-stop shopping and borrowing experience. Merchants process transactions as they normally would, with a minor intermediary step to facilitate the customer's borrowing requirements.

Go to the full API reference

This page is intended to help you understand how Buy Now, Pay Later works. Developers should review the full API reference for complete instructions on how to implement Buy Now, Pay Later including a full list of parameters and the relevant endpoints.

Get in touch

We're happy to help you set up Buy Now, Pay Later payments in your payment processing workflow. Just get in touch -- email the team at merchantsupport-ps@amazon.com to discuss Buy Now, Pay Later.