Standard 3D Secure
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Amazon Payment Services provides built-in 3D Secure capabilities that automatically detect whether a payment card is enrolled and seamlessly direct customers through the authentication process when required.
This authentication step reduces the risk of fraudulent card usage and builds customer confidence, particularly for users who prefer or require 3D Secure for online transactions.
Key Benefits
- Enhanced Security: Reduces fraudulent transactions and unauthorized card usage
- Liability Shift: Provides liability protection for authenticated transactions
- Seamless Integration: Works automatically with existing payment flows
- Global Coverage: Supports major card brands and local schemes
- Customer Trust: Builds confidence with secure authentication
How It Works
Amazon Payment Services enables 3D Secure by default for all merchant accounts. Customers using enrolled cards will automatically complete 3D Secure authentication, while non-enrolled cards skip this step.
Downgrading 3D Secure
You can downgrade 3D Secure authentication by adding the check_3ds parameter to your payment request:
| Parameter | Type | Values | Description |
|---|---|---|---|
check_3ds | String | NO | Downgrades 3D Secure authentication for the transaction |
Downgrading 3D Secure requires prior approval from the acquiring bank.
Downgrading 3D Secure is not supported for MADA and Meeza cards. These cards require 3D Secure authentication by regulation.
Support
Need assistance with 3D Secure implementation? Contact our technical support team at merchantsupport-ps@amazon.com.